In case you have a child in college, find out if the residence of your child needs a new insurance policy. Almost all policies tend to cover possessions that are stored in a dorm area, whilst the regulations in regards to off-campus apartment residence can vary extensively from one insurer to the other, even if you pick the same firm. Click here for more info
If your house is affected severely with water, avoid disposal of any damaged property prior to your insurer evaluating the damage. Youll be able to remove destroyed stuff from the house in order to avoid additional water damage to the flooring or similar items, however, it is wise to leave these items on the property.